Privacy Policy

This Privacy Policy covers Constitution General Agency and its subsidiaries,. By using our website at www.ConstitutionMGA.com, you signify acceptance to the terms of this Privacy Policy. When you click the accept button on the site, you are representing that you consent to Constitution General Agency accepting and processing your personal information, and consenting to collecting, using, and disclosing your personal information as described further below.
If you do not agree with or you are not comfortable with any aspect of this Privacy Policy, you should immediately discontinue access and use of the Constitution General Agency website.

“Personal Data”means any information that enables us to identify you, directly or indirectly, such as name, e-mail adress, physical address, mailing address, telephone number, driver’s license number, social security number, date of birth, gender, marital status, vehicle information, and information about other people and drivers in your household or that may be on your policy. We also may request and obtain information from consumer reporting agencies, including your credit information, driving records and insurance claims history. We are committed to ensuring that your personal data is:
• Used lawfully, fairly and in a transparent way;
• Collected only for valid purposes that we have explained to you and not used in any way that is incompatible with those purposes;
• Relevant to the purposes we have told you about;
• Kept up to date; and
• Kept only as long as necessary for the purposes we have described.

When you use our website we acquire some Data from you, such as:
1. Personal Identifiable Information (“PII”). We acquire PII that may include, your full name, e-mail adress, physical address, mailing address, telephone number, driver’s
Constitution General Agency Privacy Policy
license number, social security number, personal information, date of birth, gender, marital status, vehicle information, and information about other people and drivers in your household or that may be on your policy..
2. Financial Information: Bank account information, payment card primary account number (PAN), transaction history, and credit card information.
3. Sensitive PII: Information about the transactions you make on our website, such as the names, mobile numbers, e-mail addresses, policy coverages, policy deductibles and limits, premiums, claim history, payment history, and other information about your accounts with us. . This also includes information about how you linked to us, your IP Address and information about your device(s), and where you go on our website. We also use cookies, web beacons and other information pertaining to your activities on our website. This information is sused to customize and enhance your overall experience and tailor advertising to your interests.
Correspondence: Survey responses, and other feedback from you, including the information provided to our support team or user research team.Non-Personal Information: “Non-personal Information” refers to information that, by itself, does not identify you as a specific individual (e.g., demographic information or web site visitations). Constitution General Agency may collect non-personal information through any of the methods discussed above, as well as automatically through the use of industry-standard technologies described further below.

We may use your data for the following purposes:
• Identification and authentication: we use your data to verify and process your application for insurance and provide requested products and services that fite your needs and preferences.
• Communicating with you: we use your data when we communicate with you (e.g., when we respond to customer support or other inquiry).
• Improving our services: we use your data to improve our website, products and services. Often, we analyze aggregated data rather than specific user data.
• Customizing your experience: we use your data to personalize the service to you. This may include remembering your preferences for language or volume or providing links to sites that fit your preferences or needs.
• To ensure network and data security: We process your personal information to enhance security, to monitor and verify identity or service access, to combat spam or other malware or security risks, and to comply with applicable security laws and regulations. The threat landscape on the internet is continuously evolving, which makes
Constitution General Agency Privacy Policy
it more critical than ever that we have accurate and up-to-date information about your use of Constitution General Agency website, products and services.
• Marketing and advertising: we use your data to display ads and send you offers. We may also use your data in delivering third-party advertisements to you. These may include "targeted ads" based upon your activities.
• Prevent Abuse of Service: Where reasonably necessary, we use your data to prevent abuse of our service. For example, we may use your data to detect and prevent fraud, spam, or content that violates our terms of service.
• Legal compliance: we use your data where we are legally required to do so. For example, we may need to gather your data to respond to a subpoena, court order or request from adjustment of insurance.
• Protecting your information: where appropriate, we may anonymize, backup, and delete specific data.
• For research and development: We process your personal information to understand better the way you use and interact with Constitution General Agency's products and services. Also, we use such information to customize and improve Constitution General Agency features and the content and layout of our website, and to develop new products and services.
We may use algorithms and other automated means to implement any of the above uses or purposes.

We will only share information about you as is permitted by law. We will not share your PII with other companies for independent marketing purposes without your consent. You may revoke your consent in writing.
• Authorized vendors: We may share your Data, as needed, with third-party vendors that help us operate our website, process payments, ship orders, deliver orders and also those needed to comply with your instructions and our contractual obligations. These include payment processors, content delivery networks (CDNs), cloud-based hosting services, monitoring services, e-mail service providers, credit check providers, claims history providers, quality assurance and testing vendors, fraud and abuse prevention vendors, and customer relations management (CRM) vendors.
• Advertising: We may share your data with advertising companies to display relevant ads to you. Unless you expressly agree, we will not share or sell your name, e-mail address, phone number or physical address with such persons or businesses.
Constitution General Agency Privacy Policy
• Analytics: We may share your data with persons who provide analytics, showing how customers are using our website and services.
• Certain legal obligations: we may share your data if we believe disclosure is necessary to comply with a legal obligation or in connection with a corporate transaction.

We retain your data for as long as you have an account. We may keep logs of automatically collected information (for internal analytics), your e-mail address, your tax information, communications with you, and your transactional information (for auditing, tax, and commercial purposes). When we no longer have a business reason for retaining data, we will delete or anonymize it.
If we receive legal process about your account, we will retain your data for as long as we, in good faith, believe it is necessary to comply with the legal process.

We enable you to make numerous choices about your data, including the folowing:
• You may choose not to provide us with certain information. For example, you may decide not to sign up for our newsletters or not place an order on our website.
• You may opt-out of receiving commercial e-mails from us.
• You may limit the use of cookies. See our cookie policy for options.
• You may close your account
• Users from certain countries may have additional rights.

We are committed to maintaining the security of your data. And have measures in place to protect against the loss, misuse, and alteration of the data under our control. We employ modern and secure techniques to protect our systems from intrusion by unauthorized individuals, and we regularly upgrade our security as better methods become available. Our data centers and those of our partners utilize new physical security measures to prevent unauthorized access to the facility. Also, all personal data protected in a location behind firewalls and other sophisticated security systems with limited (need-to-know) administrative access.
Constitution General Agency Privacy Policy
Please be aware that no security measures are perfect or impenetrable. Therefore, although we use industry-standard practices to protect your privacy, we cannot (and do not) guarantee the absolute security of personal data.

This site stores and secures all Personal Information on servers with restricted access and electronic security technologies. Not withstanding the preceding, the website cannot guarantee that such precautions would render the site and its servers immune to security breaches.

Constitution General Agency continually strives to implement new technologies and processes to protect you, your privacy, and your use of the website. As a result, changes to this privacy policy may be made by Constitution General Agency from time to time. In no event will these changes result in the degradation of any of the security measures designed to protect you from unauthorized disclosure.

Constitution General Agency is a resident of the State of Texas.

To learn more about our terms and conditions, please visit our Terms and Conditions page establishing the use, disclaimers, and limitations of liability governing the use of our website

If you have any questions about these Terms & conditions, please contact us by calling 1-888-888-2600 or e-mail us at Underwriting@Constitutionmga.com.